Debt elimination is rarely easy. We often race into debt and crawl out. However, unless we manage to eliminate debt, we will never achieve our financial goals.
To begin with, take an honest look at your networth and cash flow. Once a budget is in place and money is being saved (so there's extra money to apply toward debt elimination), consider which debt to pay off. First, look at all of your debt -- loans, credit cards, etc. Decide which one has the highest interest rate and begin applying the surplus money toward paying that debt off. Once that first debt is eliminated, begin applying your surplus money toward the next highest interest rate, and so on.
Finally, after completing your debt elimination, begin applying this money toward investments that relate to your financial goals.
Problems with debt rarely happen over night. Just as 'Rome wasn't built in a day' realize that debt elimination will take time and hard work. Start early and work hard, you'll get there!